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Tuesday's Money Savers for Seniors

I've been working improving our financial situation, and have been looking at two major ways to do it: Spend less Save more I've been doing a combination of the above. It's meant that I have been working to get the spread in what I bring in closer to what I take out. I'm not there yet, so have been dipping (lightly) into savings. I planned on using those savings over the next to keep us going until my writing income picks up, or until I get a part-time job that bridges the gap. And, the Net is what is left over to PLAY with. I want a LOT of Net to play with. So, on Tuesdays, I'll be passing along information that I've tracked down for spending/saving. Below are some of the first suggestions I've found: Free Coffee at Cinnabon - Found via Freebies 4 Mom - Sept 29th Free admission at museums for customers of Bank of America and Merrill Lynch credit cards. Oct 7 & 8 Need to de-stress? Try these free adult coloring pages. And more colo...

Organizing The Paper Clutter

This is one of the BIG things I have to do over the next 3 months or so. We have a ridiculous amount of loose paper around our house. This paper onslaught comes from several sources: Work papers Paycheck stubs, communiques from our benefits department, receipts Related to professional activities PD (professional development) Continuing coursework and CEUs Mailing list items, catalogs, random CD/DVDs PTRA - we provide workshops for teachers - this will continue even after retirement Student work - this will be less of a problem, as I will no longer be generating these. But, Den still has responsibilities to maintain records and grade papers Financial Bills Financial investments Banking statements Refunds in process, warranties Taxes Hobby/Church Radio and electronics (me) - I recently built a workbench in the attic, and will be moving most, if not all, of my gear to that space Magazines, mailing offers Church bulletins, Catechist paperwork and materials, ref...