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Showing posts with the label Finance

The Frugal Mindset

I've been putting off needed purchases for days, even weeks, since I retired. In some ways, that might be a good thing - many purchases are unnecessary, and delaying a purchase might result in deciding not to buy. But, that's not what's happening here - these are purchases I've already thought about, decided were worth the cost, and had put on an order. Only to hang there, in that online cart, for weeks. I'm finding infinite reasons to NOT make a decision to buy. This type of behavior is new to me, since I've been retired. When I could count on an income twice a month coming from work, I didn't do this. I didn't hesitate to make immediate purchases. There was always a surplus in the account, and I felt free to dip into it. What are other seniors doing? Put your best tips for managing money in the comments.

Deal for Today, Only

The cost of a National Parks Senior Lifetime Pass goes up to $80 on Monday, meaning this is the last day to purchase one for TEN DOLLARS. The catch - you have to go, in person, to one of the many National Parks to buy it.  Bring ID, including proof of age. However, the pass will cover entrance fees for up to 3 adults in the same car (kids under 16 are free). So, if you travel together, no problem.  Keep in mind that the pass covers entrance fees - certain Expanded Amenity Fees, such as camping, swimming, or boat launch will not cover guests, although they will provide discounts for the pass-holders. Many of these parks are within driving distance (1-3 hours) from major cities. I'm going to head out in a few hours, and snag one for myself. Anyone from the Cleveland area that is reading this, the Cuyahoga Valley National Park is one of those sites. Can't manage to travel just now? You can also mail in or sign up online - there is an extra $10 fee for either of those me...

Untangling the Mess That is Roadside Service

We're heading out next week to a Physics conference, and, as we are traveling via car, my husband asked me to check out Roadside Assistance. Specifically, did we still have it, or could we get it, on our cell phone plan? The short answer is no. It was discontinued in 2012. The long answer: Sprint - they don't have it AARP - I keep getting information about the WONDERFUL, heavily DISCOUNTED perks you can get for membership in AARP. I never really did join, but they keep sending their magazine each month, along with a card that says I'm a member. Most places accept it for discounts without actually checking to see if I AM a member. I checked their website. They do have a Roadside Assistance plan listed. I click on the link, which pops up a box warning me that YOU ARE LEAVING AARP FOR ANOTHER SITE! I click OK and end up on the site - Allstate. Yes, I think it is somehow affiliated with the insurance company. I check out the rates. Not that cheap, unless you are a...