Years ago, when I was attending an Amway seminar, I was struck by something that was said: Retirement is not a matter of how old you are, it's whether you have the money to walk away from paid employment. It is true. One of my fellow teachers, who had been just hanging in there for several years, recently let the administration know she was leaving at the end of the school year. (both being tired of teaching, and physically exhausted because of medical problems - I don't know, but I suspect that it was a self-reinforcing loop - she was not well, so didn't enjoy the teaching, and she didn't enjoy her working hours, so tended to make her sicker). She didn't have the age to get Social Security yet, so hesitated to retire, because of the need for medical. This year, she realized that her retirement savings could make up that shortfall until she qualified for SS. And, she will be gone - hopefully, to enjoy the rest of her life. Most people are hugely in debt (we...
My Adventures Before and After Retirement
"A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort. Herm Albright