At Last! Retiring for GOOD!

I'm SO on the fence about retirement. On one hand, if it were totally up to me, I'd already have my papers in. DH is more focused on having our income replaced before leaving. If not, at least having a much bigger pile of cash in our TSA (Teachers' Savings Account - a special type of investment available only for Teachers and a few other nonprofit employees). So, the Back and Forth. Today, I'm planning to work on taxes. By the middle of the week, I hope to have them done, and have updated a list of what we owe. On the trip to Cleveland, then, we can talk about how to manage the transition to debt-free (if we agree on the basic premise), and have a clear understanding of how much of each of our paychecks to dedicate to that process. I COULD do another year, but I'm more inclined to commit myself only to until the end of the calendar year (2017) - at that point, if I decide I've had it, replacing me at a semester change would be less of a problem. A lot de...

I'm a little more hopeful about figuring out a way to retire than I was the last time I posted. Several reasons for this: I managed to put in a proposal for a summer workshop at my school district. I have no idea (and, frankly, little reason to hope) that it will be accepted, but it was an important first step. I'm still working on getting my life in order. My toe is healing nicely, and it looks as though I will continue to improve mobility. That would make it easier to move around, and continue functioning as a teacher. I've re-booted my novel revision, and will be continuing to slap that puppy into shape. Once I do, I plan to approach publication from 2 directions: Send it out to potential publishers If I don't at least get a nibble within a reasonable amount of time, self-publish and self-promote I'll be continuing my writing - I keep dipping into the Chem ebook, and may realistically anticipate it being on the market by late summer - just in time for n...