Skip to main content

Next Step in Medicare Sign-up - Part D

The government does make it RELATIVELY painless to sign up (well, other than that paying for it thing). You can go to the site by Googling:

Medicare part d signup

Or, just go to this site to find plan comparisons.

Once there, your access to plans is partly determined by your location, so the first step is to enter your zip code.

You will be asked a few questions (I Don't Know is an acceptable answer).

This takes you to a page where you can enter your on-going medications (if this isn't something you need, you can skip it, but if you take regular meds, it will make a difference to the cost of the plans).

You will want to enter your standard medications on the list (easy-peasy), then select one of the 3 options (the first one is for buying Part D separately from your Part B, which your person signing you up should have told you if you needed this). Check the first box and compare plans.

NOTE: pay attention not just to the monthly cost, but to the overall yearly cost - that last one will take into account the cost of your meds (which is why I suggest you enter all the meds you regularly take)


Popular posts from this blog

Beware Those 'Helping' You

I've never belonged to AARP. My husband joined, just for the discounts (probably MOST peoples' motivation).

I've heard about the immense profit AARP makes selling companies access to seniors (you do know that they are a large driver of all that junk mail you receive, don't you?). This gives more evidence for the charge that they are not so much a lobbying group, as a predator.
...most of AARP’s revenues do not come from the “members” it purports to represent. The group’s primary source of income is from royalties it receives from its AARP branded health insurance plans, which enjoy exemptions from some of Obamacare’s more onerous taxes and fees.

Budgeting for Retirement

My Father's decision to retire early

My father had received a diagnosis of pancreatic cancer from his doctor, when he was 60. He was naturally quite flummoxed, and wondered what to do.
He returned to work after the news, and made a list of his expenses, his current income, and his income as it would be if he retired. He also noted which expenses would drop if he did retire early, such as commuting expenses, lunches out, and clothing purchases/dry cleaning.
He found that he would LOSE money if he continued working.
He turned in his forms that day.
Was it a good choice? Well, he lived another 16 years, and was able to pursue his hobbies, spend time with his family, and enjoy the freedom of not having to answer to others.
I'm not that lucky. I've generally earned more in the last 10 years, and will stand to lose some income as a result of my decision to retire. That's even after factoring in reduced expenses.
For me, it's worth it, for the freedom it gives me to pursu…