Skip to main content

What to Do If Your Retirement Plan Needs Tweaking?

I'm a little more hopeful about figuring out a way to retire than I was the last time I posted. Several reasons for this:

  • I managed to put in a proposal for a summer workshop at my school district. I have no idea (and, frankly, little reason to hope) that it will be accepted, but it was an important first step.
  • I'm still working on getting my life in order. My toe is healing nicely, and it looks as though I will continue to improve mobility. That would make it easier to move around, and continue functioning as a teacher.
  • I've re-booted my novel revision, and will be continuing to slap that puppy into shape. Once I do, I plan to approach publication from 2 directions:
    • Send it out to potential publishers
    • If I don't at least get a nibble within a reasonable amount of time, self-publish and self-promote
  • I'll be continuing my writing - I keep dipping into the Chem ebook, and may realistically anticipate it being on the market by late summer - just in time for new teachers to discover it!
  • I'm keeping my eyes out for other, non-regular school jobs. I will start dedicating time to that after Easter break.
One significant direction to follow is to (1) reduce expenses, and (2) get the money that is in the pipeline already - taxes, refunds, lost funds, etc.

I plan to put most of my efforts on relatively short-term, or part-time opportunities. The goal is NOT to replace my full-time job with another, but to reduce the time spent in paid work.
Labels:

Comments

Post a Comment

Popular posts from this blog

Stop! Just - STOP!

I do understand that furniture designers have to make a living, but - this is just wrong . I've tried "ergonomic" furniture. I've sat in those hard-seated chairs and couches. They are NOT comfortable. They are NOT conducive to working on for extended time periods. They are NOT what I want. Apple LOVES them - well, yeah, they would. 20-somethings can sit anywhere comfortably. What I want is furniture that fits a senior, with a bad back and aching knees, and a need to get to her feet INSTANTLY, when the call of nature sings out. I don't need a seat so hard that my butt goes numb. I've seen seats like the ones shown, and a LOG has more 'give' to it. I don't need a couch for "two" that can only fit MAYBE 1-1/2 - IF they are on the 1 meal a day, semi-starvation diet (SO healthy!). I don't need a fixed table that encroaches on my already-diminished seating space. That "table" won't allow more than a small laptop/ta...
1 comment
Read more

One Reason to Write

This post sparked mine today. I've been writing (slowly, one anecdote at a time) my memories of my youth, and the stories that I remember being passed down from parents, grandparents, and other long-lived people. I was fortunate - in my mother's family, old age was the default - my grandparents were born in the 19th century, and passed on stories of their youth. My father's family was equally long-lived, but not as talkative (WV vs. Irish-descent). Still, I have an aunt by marriage whose passion is genealogy, and who had compiled a bookshelf of clippings, copies of newspaper stories, and charts of the family, back to pre-Colonial times. If you aren't on Ancestry.com (and, I don't blame you - the price has risen shockingly!), you might want to use a word processing program or app - Google Docs is easy to use, and can be shared with others easily - to write down your memories - personal, or what has been told to you. If you'd rather, set up a videocam, and...
2 comments
Read more

WEP, Explained (Sort of)

The idea behind WEP - the Windfall Elimination Provision - is that a FEW people were taking advantage of the ability to get a government pension, then take a non-government job, and get Social Security benefits, as well. According to Wikipedia: "The  Windfall Elimination Provision  (abbreviated WEP [1] ) is a statutory provision in  United States  law [2]  which affects benefits paid by the  Social Security Administration  under Title II of the  Social Security Act . It reduces the  Primary Insurance Amount  (PIA) of a person's  Retirement Insurance Benefits (RIB) or  Disability Insurance Benefits  (DIB) when that person is eligible or entitled to a pension based on a job which did not contribute to the  Social Security Trust Fund . While in effect, it also affects the benefits of others claiming on the same social security record." How it affects me: both my husband and myself worked primarily in teaching jobs ove...
Post a Comment
Read more