Just got bad news - Social Security confirmed that I will NOT be eligible for money based on being a 'wife of'. So, that $400/month I was counting on is Gone With the Wind, so to speak.
It appears that the trouble is that I get a pension from OH teachers. That government pension (2/3 of it) is deducted from my SS money. Alas, it is actually higher than the money SS WOULD have provided.
So, no money. Until I'm 70, and can collect in my own name.
I could collect earlier, but I pay a penalty for doing so. In addition to the penalty I will pay in either case, to the tune of around $350 less in my SS check than other folks.
The girl (can't call her a woman, not with that tiny voice) at SS had to deliver the bad news. She did say something incredibly dumb: she cheerfully pointed out that once I had 30 years of SS-eligible work, I wouldn't lose any money. She continued with her perky positive attitude even when I pointed out that I would be 79 at that point.
I don't know what to do now. I counted on that money to make it possible to retire. It looks like I have to work for another few years, at least.
I'm really depressed now.
Benefits Blogging Calendar Catholic Chronic Pain Cleaning De-Cluttering dead Kindle death Debt Reduction Debt-Free Retirement Diets Dynamic Catholic Employment Exercise Expenses Family Family History Federal Government Financial Financial Freedom financial worries Fraud Government Waste Habits Health Health Care Household Husbands Illness Kindle Legacy Leisure Time Losing Things Marriage Medical Medicare Medicare Changes Memories Memory Memory Issues Money Management More Money Novel Organization Pain Relief Paperwork Part A Part B Part D Part G Part-Time Employment Part-time Job Personal Update on Retirement Planning Post-Retirement Private Health Industry Retire Retirement Retirement Date Science Senior-itis Seniors Social Security spouse vs worker? Summer Vacation Teacher Pension Teachers Tech Solution TENS Unit Travel Volunteer opportunities WEP Windfall Elimination Profit Wives Workshop Writing