Skip to main content

Retirement Prep

We've been talking a lot lately, and we are beginning to plan our purchases more prudently - with an eye to what might be useful in retirement, but, also, what would fit into a reduced budget.
An example of this is a wish Dennis had before Christmas - he's long wanted a good camera, and he found one at a good price - $400, one that had been more originally.
My first impulse was to say, fine, that can be your Christmas gift. Den was actually the one to hesitate in buying. He decided to think about it for awhile.
Now, we will have some room in our budget for indulgences like that - not everyday, but certainly, annually. The change we will have to make is to plan for these financial outlays.


We're back at work today - Den had kids yesterday, mine come for the first time today. I have 3 preps - it may be difficult, at first, but I'm looking forward to the change.

I signed my letter of intent for next year - the last time I should be doing that. I'm hoping to make it to the end of the school year (May, 2018), but, there is an outside chance that I will be leaving after 1st semester. My intent is to stay the entire year, but that will depend on my health and ability to do the job.

  • It's physically harder - when I get a cold (as it is difficult to avoid when you're around young people), I take a lot longer to recover. 
  • I don't have the time to exercise as regularly as I want to. By the time I get home, I'm pooped!
  • Meetings are draining, and I find my attention wandering.
  • I'm still sharp, but I do find that mental processing takes just a smidge longer.
  • I'm less patient with antics of misbehaving students.
  • I'm less patient with whining - of both students AND staff.
  • Some days, I'd just like to start the day in slo-mo, rather than jump out of bed at 4:45 am.
  • I want to see the grandkids more often. Vacations have to be planned around the school year.
For these, and other reasons, I'm about ready to retire. Getting our ducks in a row is what I'm focused on at the present:
  • Paying off bills - should be easier to do once our house is finally sold - cross your fingers, it should be one week from now!
  • Getting the paperwork in to transfer the NC retirement money to SC.
  • Investigating the Medicare options.
  • Taking care of any big medical expenses this year - while we have our insurance, and to take maximum advantage of the deductible.
  • Looking into part-time opportunities - with colleges, schools, and businesses.
  • Finishing my first book.
A large part of that process is to engage in conversations that allow us to consolidate on a master plan that we can both live with. That will require consensus about:
  • What our living arrangements will be - in place in SC, in another home, somewhere else, in a rental, an RV, or temporarily migrant with friends and family?
  • How we should spend our time?
  • How we should spend our money?
We're not there yet. We have differences in our expectations. It will require some effort to reach agreement on all of these things.

UPDATE: I met with my students - they are generally nice kids. They were shocked that they had homework this week, however, and a quiz, too. They'll adjust.


Popular posts from this blog

Bouncing Back From Setbacks

I was reading (nothing much, just noodling around), and found this link to Bouncing Back After Setbacks, and the resilience needed to do so.

Resilience is the (according to
abilitytorecoverreadilyfromillness,depression,adversity,orthe like;buoyancy One factor that is not fully appreciated by many parents is the importance of experiencing Failure - AND recovering from it.

Some lessons from a school that has studied the successes - and failures.

I'm going to start a regular post on At Last - Retiring for Good, that focuses on Things Kids Need to Learn From Grandma. If you'd like to be added to the list, go here and put your information into the link form.

Getting Back on Track

I started off strong - really, I did. When I first retired, I had the strength of 10. But, as the summer passed, I lost my Mojo.

The first thing to go was my dedication to daily upkeep of the house. I found myself weakly saying, maƱana.

Then, I began raiding the fridge. I packed on a lot of the weight I had lost in the last semester I worked.

Lastly, I began skipping my revision schedule. I read aimlessly, both on- and offline.

I started taking naps. Like a 3-year old.

So, unless I want to become this:

I need to re-boot my life plans.

I started Tuesday morning by getting cleaned up and dressed. I got to work with revising my Chem book, planning my week, and cleaning up the kitchen.

Together, Den and I planned a healthy breakfast, conferred about our schedules, and made the bed (that last is not easy to get done early, if you have a partner - like mine - who likes to sleep in).

I didn't manage to check-in with the Ham Radio NET today, but I did re-set my radio for the local repeaters (I ha…