Skip to main content

The Frugal Mindset

I've been putting off needed purchases for days, even weeks, since I retired. In some ways, that might be a good thing - many purchases are unnecessary, and delaying a purchase might result in deciding not to buy.

But, that's not what's happening here - these are purchases I've already thought about, decided were worth the cost, and had put on an order.

Only to hang there, in that online cart, for weeks. I'm finding infinite reasons to NOT make a decision to buy.

This type of behavior is new to me, since I've been retired. When I could count on an income twice a month coming from work, I didn't do this. I didn't hesitate to make immediate purchases. There was always a surplus in the account, and I felt free to dip into it.

What are other seniors doing? Put your best tips for managing money in the comments.

Comments

Popular posts from this blog

What Retirement Looks like for Me

Last spring, after my husband had to travel to Cleveland to deal with a medical situation, he requested that I start substitute teaching in a local school. As he would be missing some time at school, he wanted to make sure that our budget was covered. It was a reasonable request, and I agreed. I ended up subbing about 2-4 times a week. I have to admit, I found it actually easier to keep up on housework and other things, due to the need to plan ahead. I could no longer procrastinate endlessly - I had to schedule tasks and writing, and meet my goals. I was able to put out two short stories, and make a lot of progress on a new book.  In addition, I improved my physical well-being (all that walking around the schools and in the classrooms), and got away from the fridge. This fall, I went back, primarily to get sufficient days in to get a qualifying year in Social Security. If I teach more than 53 days in a year, at $100/day, it meets the minimum requirement. Which does 3 things: G

Back After NaNoWriMo

I did National Novel Writing Month again this year. I gave up about 1/3 of the way through. Life smacked me in the face a few times, and I gracefully bowed to the inevitable. I had thought it would be easier this year, without a job. Turns out, the reality is more complex than I expected. Read about it here.